1. Home
  2. Umbrella FAQ's
  3. I have been told I must join my Umbrella Employer pension scheme. Is it compulsory?
  1. Home
  2. Pensions & Auto-enrolment
  3. I have been told I must join my Umbrella Employer pension scheme. Is it compulsory?

I have been told I must join my Umbrella Employer pension scheme. Is it compulsory?

Auto-enrolment into a workplace pension scheme is required by law, but you can opt out any time you want.


Although you must be enrolled into the scheme if you meet the criteria, it’s not compulsory to stay in it. You can choose to opt out at any time. If you opt out within one month, any contributions you have already made will be refunded, as if you had never joined. If you opt out after this, the type of scheme your employer sets up will determine whether you receive an immediate return of contributions (minus any necessary deductions), or a preserved pension.

For advice in respect of your Brookson workplace scheme, please refer your scheme documentation or for further pensions advice please contact Brookson Financial or your pensions adviser.

Updated on 6th August 2020

Was this article helpful?

Related Articles

Need Support?
Can’t find the answer you’re looking for? Don’t worry Brookson are here to help!
Request FAQ